• Expanded Branch Network 
  -- Enhanced convenience as the credit unions combine their branch networks

• Access to More Products and Services 
  -- Ability to gain services that had formerly only been offered by one of the credit unions

• Better Pricing and Rates 
  -- A result of economies of scale

• Enhanced Technology 
  -- A benefit of economies of scope

• Excellent Member Service 
  -- Continued service by the same staff they have come to know at their credit union

• Future Staying Power of the Credit Union 
  -- Increased capital, and diversification of portfolios and membership build strength for the future

• Representation on the Board of Directors 
  -- The acquired credit union continues with seats on the Board

• Bigger Competitor in the Marketplace 
  -- Economies of scale position the credit union for the future

• Member-Owned Not-for-Profit Status 
  -- Retain credit union philosophies and values